Welcome

Dr. Patrick Terry

Chief Data Officer/Chief Information Officer

Patrick Terry is the Global Chief Data Officer (CDO) of PRA Group, Inc. He leads Enterprise Data and oversees how the company gathers, manages, and optimizes data, ensuring its use as a critical business asset. Patrick brings over 25 years of experience in financial services, with a focus on data and analytics. Before PRA Group, Patrick served at BOKF. At this large regional bank, he organized the Enterprise Data Management Practice and developed a multi-year data strategy that is still being implemented today. Patrick served as Head of Enterprise Data & Analytics for Heartland Financial (HTLF) and its member banks, overseeing the overall direction and execution of enterprise data and analytics. Patrick’s previous roles included leading Enterprise Data Services at First Horizon Bank and several leadership roles in enterprise data & analytics at Wells Fargo Bank, including within the office of the CTO. He also spent ten years in management consulting, serving some of the top companies in the country.

Patrick sits on several executive advisory boards and professional organizations. In addition, he often participates in industry speaking engagements, webinars, and journals. 

Patrick holds a Doctorate in Strategic Leadership from Liberty University, an MBA in Finance from Christian Brothers University, and a BBA in Management Information Systems from the University of Memphis. 

Patrick has an active personal life. He is a proud father of 4, volunteers in his church, is an avid self-defense instructor holding black belts in Krav Maga and Karate, and teaches vigilance and women’s safety seminars nationally. In addition, he is on a journey to earn his private pilot’s license. In 2020, Patrick retired as a volunteer reserve deputy sheriff Chief Inspector at the Shelby County Sheriff’s Office in Memphis, TN.